First-Time Moving House Guide — Your Complete Checklist for Moving Into a New Home
Moving house for the first time is one of the biggest things you will ever do. This first-time movers guide gives you everything in one place — a step-by-step checklist for moving home, a breakdown of every cost you need to budget for, expert packing advice, and a clear picture of what happens between offer accepted and keys in hand.
Nobody prepares you for the sheer number of things to organise. Estate agents talk you through the mortgage; solicitors handle contracts; but nobody hands you a practical, week-by-week guide to the actual move itself. That is exactly what this page is.
How the First-Time Moving Process Works — Stage by Stage
Understanding the legal and logistical timeline is the single biggest thing that reduces first-move stress. Here is every stage from offer accepted to settling in.
Stage
Typical Timeframe
What Happens
Offer accepted
Day 0
Estate agent confirms seller acceptance
Instruct solicitor
Week 1
Conveyancing begins — legal checks and searches
Searches and surveys
Weeks 2–6
Local authority searches, property survey, mortgage valuation
Enquiries raised
Weeks 4–8
Solicitor queries anything flagged in searches
Mortgage offer issued
Weeks 4–8
Formal offer from your lender
Exchange of contracts
Weeks 8–12
Legally binding — deposit paid, completion date set
Removal company booked
After exchange
Confirm your moving date once legally committed
Completion day
1–4 weeks after exchange
Funds transfer, keys released, you move in
Your First-Time Moving House Checklist — Week by Week
This is the checklist for moving into a new home that covers everything, from the moment your offer is accepted to your first full week in your new property.
8+ weeks before
Instruct your conveyancing solicitor
Book an independent property survey (Level 2 or Level 3)
Confirm your mortgage offer in principle
Start researching removal companies and getting written quotes
Begin decluttering — every room, every cupboard
4–8 weeks before
Request itemised quotes from at least three removal companies
Confirm the date with your removal company once contracts exchange
Notify your landlord (if renting) of your move-out date
Order packing materials — boxes, tape, bubble wrap, paper
Pack non-essential items room by room — label every box clearly
1 week before
Take meter readings the day before completion
Confirm arrival time with your removal company
Pack your 'essentials box' — first night items, kettle, mugs, chargers
Defrost the freezer; eat or give away perishable food
Arrange childcare or petcare for moving day if needed
Moving day
Take final meter readings and photograph them
Walk through every room before the removal team finishes loading
Confirm key handover time with your solicitor and estate agent
Keep your essentials box in your own car, not the van
Photograph any existing damage at the new property before unloading
First week in your new home
Register with the local council for council tax
Change the locks (recommended for security)
Update your address with banks, employer, HMRC, DVLA
Test smoke alarms, carbon monoxide detectors, and gas appliances
Locate the stop tap, fuse box, and water meter — note their positions
First-Time Buyer Moving Costs — What to Budget For
One of the most common questions from first-time buyers is "how much does moving actually cost?" Here is a full breakdown so there are no surprises.
Cost
Typical Range
Notes
Stamp duty (first-time buyer)
£0–£6,250
Zero on first £425,000; reduced rate up to £625,000 (England/NI)
Conveyancing / solicitor fees
£800–£1,500
Includes searches and disbursements
Homebuyer's survey
£400–£700
Level 2 survey; Level 3 costs more
Removal company
£300–£1,200
Depends on volume, distance, and additional services
Packing materials
£50–£200
Boxes, tape, bubble wrap, packing paper
Professional packing service
£150–£600
Full pack by our team — materials included
Utility connections and setup
£0–£100
Some providers charge connection fees
Royal Mail redirect
£66–£198
3, 6, or 12-month options
New locks
£80–£250
Strongly recommended for security
Council tax registration
£0
Free — but do it promptly to avoid missed bills
Buildings insurance (from exchange)
£100–£300/yr
Required by your mortgage lender
How to reduce your removal costs
Book a midweek move — Tuesday to Thursday slots are typically 20–30% cheaper than Fridays or weekends
Declutter before moving — less volume means a smaller van and a lower quote
Get quotes at least four weeks ahead — last-minute bookings cost more
Consider a man and van for smaller homes (studio or one-bedroom)
Use our instant quote tool to get a transparent, no-obligation price in under two minutes.
Stamp duty for first time buyers in 2026:
In England and Northern Ireland, first-time buyers pay zero stamp duty on the first £425,000. Between £425,001 and £625,000 you pay 5% on the portion above £425,000. Properties above £625,000 do not qualify for first-time buyer relief. Scotland uses the Land and Buildings Transaction Tax (LBTT); Wales uses the Land Transaction Tax (LTT) — both have their own first-time buyer bands.
Book a midweek move
Tuesday to Thursday slots are typically 20–30% cheaper than Fridays or weekends
Declutter before moving
less volume means a smaller van and a lower quote
Get quotes at least four weeks ahead
last-minute bookings cost more
Consider a man and van
Consider a man and van for smaller homes (studio or one-bedroom)
Packing Checklist for First-Time Movers
Good packing is the difference between a straightforward unpack and three days of hunting for your phone charger.
Start early — at least 4 weeks before
Begin with rarely-used rooms (lofts, spare rooms, garages). Pack non-essential items first so daily life isn't disrupted.
Pack room by room — never mix items between rooms
Boxes mixed across rooms slow down unpacking and confuse the removal team. Label every box with the destination room AND a brief contents list.
Label every box with room + contents
Write the destination room on the TOP and ONE SIDE of every box. Add a brief contents list ('kitchen — plates, mugs') so unpacking is fast.
Fill every box completely — but don't overload
Empty space inside a box lets items shift in transit. Fill gaps with packing paper or soft items like towels. Heavy items (books, tools) go in small boxes.
Pack an essentials box for moving day
Kettle, mugs, tea/coffee, toilet roll, phone chargers, basic toiletries, change of clothes, first-night bedding. Keep it in your car, not the van.
Wrap fragile items individually
Use bubble wrap or packing paper for glassware, crockery, and electronics. Mark fragile boxes clearly and load them last so they come off first.
Our professional packing service takes all of this off your plate — our team arrives with all materials and packs your entire home to a fully insured standard. Find out about our packing materials if you prefer to pack yourself. Contact us about packing services or ask about packing materials.
Pack this last — your essentials box
These are the items you'll need within minutes of arrival. Pack them last, label the box clearly, and keep it in your own vehicle — not the removal van.
Kettle, mugs, tea/coffee
The first cuppa in your new home matters. Don't make it from a vending machine.
Phone chargers and adapters
Multiple chargers — your phone, a backup, anything that needs power day one.
Toilet roll, basic toiletries
Toothbrush, toothpaste, soap, deodorant, towels. Don't pack these in 'kitchen' boxes.
Change of clothes + pyjamas
One full change for each person, plus pyjamas. The right box is never the first one you find.
Keys, locks, security
New door keys, padlocks, garage opener if applicable. Lock test before bringing belongings in.
First-aid kit + medication
Plasters, painkillers, any prescription medication. Moving day brings small injuries — be ready.
Important documents
Passport, mortgage paperwork, identity documents, removal contract. Keep with you, not in the van.
Common packing mistakes first-time movers make
Not labelling boxes
Unlabelled boxes turn unpacking into a treasure hunt. Label every box with the destination room AND contents.
Overloading boxes
Heavy boxes break. Always put heavy items (books, tools) in small boxes; light items (bedding, cushions) in large boxes.
Skimping on protection for fragile items
Newspaper isn't enough. Use bubble wrap, packing paper, and box dividers. Mark fragile boxes clearly.
Packing the essentials box last (and burying it)
Your essentials box should be the FIRST thing into your car and the LAST thing into the van — not buried in the back.
Avoid all of these by booking our professional packing service — full pack, wrap, and box-up by experienced movers. We also supply quality packing materials. Get a packing service quote or ask about materials.
How to Choose a Removal Company for Your First Move
As a first-time buyer you have probably never hired a removal company before. Here is what matters.
Goods-in-transit insurance — Your belongings must be covered during loading, transit, and unloading
Verified reviews — Check Trustpilot and Google for recent, genuine reviews (not just star ratings)
Clear written quotes — Reputable companies quote in writing with no hidden extras
Verifiable industry accreditation — look for visible quality-standards membership
Right vehicle for your volume — A van size guide helps you avoid paying for more space than you need
01
Goods-in-transit insurance
Your belongings must be covered during loading, transit, and unloading.
02
Verified reviews
Check Trustpilot and Google for recent, genuine reviews (not just star ratings).
03
Clear written quotes
Reputable companies quote in writing with no hidden extras.
04
Professional accreditation
Look for verifiable industry credentials and visible quality standards.
What you get with Giant Van
Feature
What it means for you
Transparent pricing
Instant online quote — no hidden fees, no callbacks required
Flexible booking
Choose your date; reschedule free up to 48 hours before move
Vetted, background-checked drivers
Reviewed by thousands of previous customers
Goods-in-transit insurance
Included as standard on every booking
Real-time van tracking
Know exactly where your belongings are throughout the move
Professional packing add-on
Full packing service available at booking
Dedicated support
Reach us by phone, email, or live chat before and on moving day
First-Time Moving House — Frequently Asked Questions
What is the typical timeline from offer accepted to moving day?
The average UK first-time-buyer move takes 8–12 weeks from offer accepted to completion day. This breaks down as: 1–6 weeks for searches and surveys, 4–8 weeks for mortgage offer issuance, and 1–4 weeks between exchange of contracts and completion. The exact timing depends on your mortgage provider, solicitor, and any chain you are in.
When should I book my removal company?
Book your removal company immediately after exchange of contracts. Until exchange, the move date is not legally binding and could change. After exchange, your completion date is locked in, and you should secure your removal slot — premium dates (Fridays, end of month) book up 6+ weeks ahead.
How much should I budget for moving costs?
Beyond stamp duty, expect to spend £1,500–£3,000 on moving-related costs for a typical first-time-buyer move. This includes conveyancing (£800–£1,500), survey (£400–£700), removal company (£300–£1,200), packing materials (£50–£200), and smaller costs like Royal Mail redirect, new locks, and utility setup. See our full cost breakdown table above.
What is the difference between exchange and completion?
Exchange of contracts is the legally binding moment — both solicitors swap signed contracts, you pay the deposit (typically 10%), and a completion date is set. Either party walking away after exchange triggers financial penalties. Completion is the day you collect the keys and physically move in — usually 1–4 weeks after exchange.
Do I need to pay stamp duty as a first-time buyer?
First-time buyers in England and Northern Ireland pay zero stamp duty on the first £425,000 of properties priced up to £625,000. Above £625,000, the standard stamp duty rates apply to the entire purchase price. Wales and Scotland have separate transaction taxes (LTT and LBTT) with different first-time-buyer reliefs.
Should I book a Level 2 or Level 3 survey?
A Level 2 (HomeBuyer) Survey suits most modern, well-maintained properties and costs £400–£700. A Level 3 (Building) Survey is the deep-dive option for older properties (pre-1950s), listed buildings, or any property with visible issues — it costs more (£600–£1,500+) but flags structural problems early.
Are weekday moves really cheaper than weekend moves?
Yes — Tuesday, Wednesday, and Thursday are consistently cheaper than Friday or Monday. Midweek moves can be 20–30% cheaper than Friday slots because demand is lower and routes are more efficient for the removal company. If your completion date is flexible, choose a midweek date.
Do I need to be there on moving day?
Yes — you should be present at both the old property (to do the final walk-through and supervise loading) and the new property (to direct unloading, confirm room placement, and complete a damage check before the team leaves). If you are unable to attend either end, appoint a trusted representative with full authority.
What happens if my parking suspension fails?
If your council parking suspension is rejected or runs out, the removal van may not be able to park close to your property — adding time and cost to your move. Most councils charge £50–£150 for a 1–2 day suspension; apply at least 4 weeks ahead. If suspension fails on the day, the removal company may charge extra for the longer carry distance.
Should I tip the removal team?
Tipping is not expected but is appreciated for good service. A tip of £10–£20 per crew member at the end of a successful move is a common cultural norm in the UK. Offering refreshments throughout the day (tea, coffee, cold drinks, snacks) is also widely welcomed.
What insurance do I need on moving day?
Your removal company should include goods-in-transit insurance as standard — check the limit (typically £25,000–£50,000) and confirm it covers loading, transit, and unloading. Separately, ensure your buildings insurance is active from the date of exchange (your mortgage lender requires this). Contents insurance for the new property should start on completion day.
Can I move on the same day as completion?
Yes — most first-time buyers do move on completion day, but be prepared for delays. Completion can be 11 AM to 3 PM depending on funds clearing. Booking your removal company to arrive at the old property by 8 AM gives flexibility. Be ready for keys not to be released until early afternoon at the new property.
What if my chain breaks or completion is delayed?
If completion is delayed unexpectedly, contact your removal company immediately — most will reschedule with minimal or no penalty if given 24+ hours notice. A delay between exchange and completion is rare but does happen. Your solicitor and the chain's solicitors coordinate; you may need to find temporary accommodation if the delay is long.
Where can I get more help if I'm stuck on something?
Our Help Centre has detailed guides on every stage of a first-time move — from packing and surveys to insurance and council registration. You can also contact our team directly by phone, email, or live chat for anything specific to your move.
Start Your First Move on the Right Foot
The right preparation makes your first move one to remember — for the right reasons. Use this guide as your single source of truth, work through the checklist at each stage, and book your removal company as soon as contracts are exchanged.
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