Goods in Transit Insurance
Goods in transit insurance covers damage to your belongings while they are being transported from one property to another. Most people assume their home contents policy covers everything during a move, but standard policies often exclude items once they leave the property. Understanding the gaps in your cover before moving day prevents nasty financial surprises.
Goods in transit insurance covers damage during your move. Most home contents policies exclude moves. Giant Van includes insurance on every booking, from £149 for house removals. Check your policy, ask for certificates, and declare high-value items in advance.
What Furniture Removal Insurance Actually Covers
Furniture removal insurance protects against accidental damage during loading, transit, and unloading.
A scratched dining table, a cracked mirror, or a dented fridge door all fall within scope.
Standard policies from removal companies typically cover between £10,000 and £50,000 in total, with per-item limits of £500 to £1,500.
Giant Van includes goods in transit cover on every booking.
Check the small print for exclusions.
Most policies exclude damage caused by inadequate packing.
If you packed a vase in a box without bubble wrap and it broke, the claim would likely be rejected.
Policies also commonly exclude pre-existing damage and items of extraordinary value like antiques or fine art unless declared in advance.
If you own anything worth more than the per-item limit, tell your removal company before the move so additional cover can be arranged.
Gaps in Your Home Contents Moving Insurance
Is there a time limit on how long items can be away from the property? Does the policy cover items being carried by a third-party removal firm? If the answer to any of these is no, you need separate goods in transit cover.
Specialist Cover: Pets, Plants and High-Value Items
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Get a Free Quote →What Goods in Transit Insurance Covers During a Move
Goods in transit insurance covers physical damage to your belongings while they are being transported between properties.
This includes items damaged during loading onto the van, during the drive, and during unloading at the destination.
Cover typically applies to breakage, scratching, denting, crushing, and water damage.
Standard policies cover household furniture, electrical appliances, boxed items, and personal effects.
Most policies have a per-item limit (typically £500 to £2,000) and an overall claim limit (typically £15,000 to £50,000).
Items excluded from standard cover usually include cash, jewellery over a certain value, perishable food, plants, and pets.
High-value items like antiques, fine art, and musical instruments may need a separate declaration of value to ensure adequate cover.
Giant Van includes goods in transit insurance on every booking at no extra cost.
The policy covers all items from the moment the crew begins loading until the final piece is placed in your new home.
How to Make a Claim on Your Moving Insurance
Report damage before the removal crew leaves your property.
Walk through each room and check furniture surfaces, corners, and edges.
Open boxes containing fragile items and inspect the contents.
Take photographs of any damage with a timestamp.
Note the item description, estimated value, and nature of the damage on the delivery sheet or in writing.
Home Contents Insurance vs Goods in Transit Insurance
Home contents insurance and goods in transit insurance are different policies that cover different situations.
Your home contents policy protects belongings inside your home against theft, fire, flood, and accidental damage.
Most home contents policies exclude items during a house move.
Check your policy wording carefully: look for clauses about 'removal' or 'transit'.
Some policies offer limited cover for items moved by professional removal companies but exclude DIY moves.
Goods in transit insurance covers the specific period of the move: loading, transport, and unloading.
It fills the gap that home contents policies leave open.
If your removal company does not carry goods in transit insurance, you bear all the financial risk of damage during the move.
Always ask for the insurance certificate before booking.
Giant Van includes transit cover on every job, from single-item man and van moves to full house removals.
Questions about your move?
Giant Van's Insurance Cover and Claims Process
Giant Van carries goods in transit insurance on every booking.
The cover begins when the crew starts loading and ends when the final item is placed at the new property.
The company provides insurance documentation on request before moving day.
Claims are handled directly by the team, with a target resolution within 28 days.
As a BAR member, Giant Van also offers access to independent dispute resolution.
The 4.8 out of 5 Trustpilot rating reflects consistent service quality and low damage rates.
Every crew is trained in proper wrapping, loading, and securing techniques.
BAR member
BAR member
Trustpilot
Trustpilot
Insurance Mistakes to Avoid When Moving House
Insured Removal Company vs Uninsured Operator
Do not assume you are covered.
Check your home contents policy and ask your removal company to provide their insurance certificate before moving day.
If you live in one of the sunniest cities in the UK and are relocating to a cooler region, the temperature difference during transit is minimal.
But if you are moving contents across a long distance in summer heat, consider which items need climate-sensitive handling.
Giant Van provides insured house removals from £149 with full goods in transit cover included.
Every booking comes with a written quote and clear insurance terms.
Call +44 7414 655129 for details.
Goods in transit insurance is the safety net that separates a professional house move from a gamble.
Most home contents policies exclude items during transit, leaving a gap that only transit-specific cover fills.
Giant Van includes this cover on every booking, from a single sofa collection to a full 5-bed house removal.
If you are comparing removal companies, check insurance first.
A cheap quote without insurance is not cheap if something breaks.
Call +44 7414 655129 for a fully insured quote.
What Our Customers Say
Smooth move from start to finish
VerifiedBooked online in under a minute and the crew turned up right on time. Everything was wrapped carefully and nothing was damaged. Genuinely the easiest move I've had.
Fixed price — no nasty surprises
VerifiedThe quote I got online was exactly what I paid. No hidden fees, no extra charges on the day. The two-man crew were professional, fast, and really friendly.
Same-day booking saved our move
VerifiedOur original movers cancelled last minute. Giant Van had a crew available the same day. They handled a full 2-bed flat and had us settled in by evening.
Goods in Transit Insurance — FAQs
Can I send parcels to USA from UK with removal insurance cover?
Does moving insurance cover relocating abroad, such as how to live in Spain?
Does goods in transit insurance cover items I pack myself?
How much does separate moving insurance cost in the UK?
Are high-value items like pianos covered by removal insurance?
What should I do if my removal company is not insured?
Reviewed by Giant Van Editorial Team, Content Reviewer at Giant Van
Giant Van Ltd. Registered in England & Wales.
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